Business banking

A stronger foundation for business finances.

Keep your business activity organised with a considered account structure. Start by mapping income, recurring expenses and the people who need authorised access.

Flower shop owner using a smartphone in her store

Business accounts

Make the details work for you.

Start with a clear view of the choices and questions that shape your decision.

01

Separate business activity

A dedicated business account can make it easier to review operating costs and keep records distinct from personal spending.

02

Match payment volumes

Compare transaction allowances and fees against the way customers pay you and the way you pay suppliers.

03

Define access and roles

Ask whether the selected service supports multiple users, approval controls and permissions that fit your business.

Prepare your business information.

Requirements may include registration documents, business address details and information about owners, directors or authorised signatories. The exact requirements depend on the provider and business structure. Submit documents only through an agreed secure channel.

Frequently asked questions

A little more clarity.

Useful answers before you take the next step.

Can any business open an account?

Eligibility depends on the provider, jurisdiction, business structure and verification checks. Confirm requirements before applying.

Are multi-user permissions included?

This depends on the connected business banking platform. Ask which roles, limits and approval controls are available.

How do I compare business account fees?

Estimate monthly payments, deposits, transfers and any cash handling. Compare the total expected cost, not just the advertised monthly fee.

Let’s talk about your next step.

Explore your options with a clear conversation about your needs, priorities and questions.